Terms and Conditions

1. Acceptance of Terms

By accessing, browsing, or otherwise using the Pjgalicia Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Service. Continued use of the Service following any updates to these Terms constitutes acceptance of the revised version.

2. Description of Service

Pjgalicia provides AI-driven data analysis, modeling, and decision-support tools intended to assist users with research and informational purposes. The outputs generated by the Service, including any projections, scores, or summaries, are provided for informational purposes only and do not constitute financial, investment, legal, tax, or other professional advice.

Pjgalicia makes no guarantee regarding the accuracy, completeness, or reliability of any output, and users remain solely responsible for any decisions made using information obtained through the Service.

3. Eligibility and Account Responsibilities

• You must be of legal age in your jurisdiction of residence to create an account and use the Service.
• You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
• You agree to provide accurate and current information when registering for or using the Service.
• You must notify us promptly if you become aware of any unauthorized use of your account.

4. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation.
• Attempt to reverse-engineer, decompile, or otherwise access the underlying source code or models powering the Service.
• Interfere with or disrupt the integrity or performance of the Service, including through unauthorized automated access.
• Misrepresent your identity or affiliation when interacting with the Service or our support channels.
• Resell, sublicense, or redistribute Service outputs as a standalone commercial product without prior written consent.

5. Subscription, Fees, and Billing

Certain features of the Service may require payment of subscription fees. Where applicable, fees, billing cycles, and renewal terms will be presented to you at the time of purchase. Unless otherwise stated, subscriptions renew automatically until cancelled. You are responsible for reviewing pricing details prior to purchase, as specific fee structures are not included in this general document.

6. Intellectual Property

All content, software, design elements, trademarks, and underlying technology associated with the Service are the property of Pjgalicia or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service; you are granted only a limited, non-exclusive, non-transferable license to use the Service in accordance with these Terms.

7. No Financial or Investment Advice

Pjgalicia is an informational and analytical tool. It is not a registered investment adviser, broker-dealer, or financial institution, and nothing provided through the Service should be construed as a recommendation to buy, sell, or hold any asset. You should consult a qualified professional before making any financial or business decision. Use of the Service's outputs is entirely at your own risk.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of results. Pjgalicia does not warrant that the Service will be uninterrupted, error-free, or free from harmful components.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Pjgalicia and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of the Service, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising under these Terms shall not exceed the amount paid by you, if any, for access to the Service in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Pjgalicia, its affiliates, and personnel from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, including for violation of these Terms, suspected fraudulent activity, or extended inactivity. You may also terminate your account at any time by discontinuing use of the Service or contacting us through the available channels. Provisions that by their nature should survive termination, including intellectual property and liability provisions, will remain in effect.

12. Changes to the Service and Terms

Pjgalicia may modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also revise these Terms periodically; material changes will be indicated by updating the effective date below. It is your responsibility to review these Terms periodically.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the jurisdiction in which Pjgalicia operates, without regard to conflict-of-law principles. This section should be finalized based on the specific jurisdiction applicable to your business before publication.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15. Contact

Questions regarding these Terms can be directed through the contact details provided on our website footer.

This Terms and Conditions page is a general template provided for structural guidance only. It does not constitute legal advice and has not been reviewed by legal counsel. Pjgalicia recommends consulting a qualified attorney to ensure this document meets the requirements of your business model and all applicable jurisdictions prior to use.